One of my favourite programs is PSP. It has so many possibilities and lets you design your own graphics with great effects and you can make stunning backgrounds for your web pages.
Also, if, like me, you own a digital camera, it is a great program for editing your digital photos.
One of the great things about digital photograpy is the fact that you can modify or adjust your photos after you have taken them and improve or change them completely. With PSP you can do all those things.
But I am only a beginner with my digicam and have been using PSP for my website graphics and stationery for e-mails.
For background pictures I like to use fonts called dingbats. Dingbats are not a true font. You should therefore not save them in your Windows Fonts folder as it would slow your computer down. I have made a separate folder called "dingbats".
The sample background " singing cats" below has been made with the use of dingbats.
Here are some of the things I have made. It's not much yet, but I am only just starting and still learning.
On the Internet you can find many sites that have tutorials to help you along. Some of those are mentioned on my links page.
Here are a few samples of what I have done so far.